Beat the Bank with Fixed Annuity Rates as High as 6.00%

Annuities can provide steady tax-deferred growth for your earnings and an income stream you can count on in your golden years.

Helping Families For 100 Years

With the Palladium® Multi-Year Guarantee Annuity,
you could be building retirement income and tax-deferred growth
with a guaranteed 5.25%* rate of return.

Call (301) 865-6411 to apply now or speak to an agent near you.

Unlock Your Financial Freedom with Confidence

At American National we know financial security is more than just a goal, it’s a necessity. Whether you’re looking to secure lifelong income with an annuity, access cash quickly by selling your structured settlement payments, take control of your finances, or build a stable retirement plan, we provide the expert guidance you need to make informed, confident decisions about your future.

What makes American National so different?

We believe in providing coverage options that are right for you, not everyone else. We’re here to guide you through every step of the insurance coverage process. Here’s how we do it.

We Listen

To your goals. Your budget. Your concerns. Your needs. Because providing personal guidance starts with knowing who you are.

We're Here For You

Technology is great. But insurance – much like life – can be complicated. So we’re here for you, in case you have an issue – big or small.

We're Flexible

We offer coverages that many other insurance companies don’t, because we understand your life and circumstances are unique.

Compare our Annuity Products

Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning.

Palladium Multi-Year Guarantee Annuity Series

View our product brochure

Call to Apply Now

Monday - Friday

8:00 a.m. - 4:30 p.m. CST

Tax Deferred Growth

Allow your money to grow tax-free, then only pay taxes on income you actually receive.

Access Your Money

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Fixed Rate of Return

Have peace of mind and eliminate market uncertainty knowing exactly what your money is earning.
Protect your principal, while still allowing your money to participate in whatever upside the market may bring.

Strategy Index 7

View our product brochure.

Strategy Index 10

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Call to Apply Now

Monday - Friday

8:00 a.m. - 4:30 p.m. CST

Lower Your Risk

Your money will be tied to an index, giving it upside potential, while avoiding losses during negative economic years.

Tax Deferred Growth

Avoid taxes eating into your earnings and only pay them when you actually receive the money.

Early Access Options

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Optional Benefits Rider

The optional Lifetime Income Rider provides an income stream that is guaranteed for life, even if your annuity value falls to zero.
*The performance of the index cannot be predicted over any give period of time. Past history is no guarantee of future performance.
Form Series: FPIA19, LIR19, IA13(NY)
Offering growth and protection with a managed S&P 500® index, four crediting strategies for interest potential, and guaranteed index rates from the start.

Rate Certainty Annuity

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Call to Apply Now

Monday - Friday

8:00 a.m. - 4:30 p.m. CST

Guaranteed Rates

Have peace of mind with a guaranteed crediting rate for the entire term, eliminating the worry of declining renewal rates.

Growth Potential

Four simple crediting strategies, so you can participate in market gains and still benefit from downside protection.

Tax Deferred Accumulation

Avoid annual taxes eating into your earnings, allowing your wealth to potentially accumulate faster, and only pay them when you actually receive the money.
From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income for life.

Palladium Single Premium

View our product brochure

Call to Apply Now

Monday - Friday

8:00 a.m. - 4:30 p.m. CST

Predictability

Worried about how long will your savings last? Turn retirement savings into guaranteed retirement income payments for the rest of your life.

Access Your Funds

If you unexpectedly need cash, there are options that may help suit your needs (subject to taxes and surrender charges).

Flexibility

Structure your payments by choosing the amount you want to receive and for how long.
Form Series: SPIA22, ANY-NSPA

Simple, Transparent, and Focused on You

At American National, we make securing your financial future easy. First, you’ll connect with a dedicated financial expert who understands annuities and retirement planning. Next, through a free, no-obligation consultation, our trusted advisors will take the time to understand your goals and guide you toward the best options. Finally, with expert support every step of the way, you’ll confidently secure a reliable income stream for life ensuring long-term financial stability and peace of mind.

Scott and the team were responsive, patient, and truly attentive to our needs. Even from across the country, Scott provided better service than anyone we could find locally.

Frankie B.

After countless dead ends with my annuity company and other firms, I reached out to American National with little hope. To my surprise, they not only listened but truly cared about finding a solution.

Jesse N.

He turned a stressful financial situation into a smooth, stress-free process. His honesty, knowledge, and commitment to helping clients feel empowered set him apart.

Jamie L.

Address

8 Bartles Corner Road
Flemington, NJ 08822